01Is the first consultation really free?
Yes. The initial consultation costs nothing, and it does not oblige you to buy anything through us afterwards.
Free Consultation
Not sure what you need? Start here. We sit down with you, review your current situation, and map out the coverage that actually makes sense for your life and budget.

This is the conversation that should happen before you buy anything. You bring what you have now, or nothing at all, and we go through where you actually stand: what you are paying for, what it would and would not respond to, and where the gaps are.
Sometimes the answer is that you are already covered and should keep your money. That is a legitimate outcome of a consultation, and we would rather say it than sell around it.
You talk to the person who does the work, not to a queue. The first meeting is about understanding your situation rather than closing anything, and you leave it knowing what you have, what you are missing, and what it would cost to close the gap.
Common Questions
Yes. The initial consultation costs nothing, and it does not oblige you to buy anything through us afterwards.
Whatever you already have. Current policy documents, a renewal notice, or the contract that is asking you for coverage. If you have none of that, come anyway, because working out what you should have in the first place is most of the job.
English, Portuguese or Spanish, directly with the person advising you rather than through a translation line.
Simple Process
No jargon. No pressure. Just a clear path to protecting what matters.
We start with a conversation in English, Portuguese or Spanish, so we understand your life, your business, and what you actually need. No forms to fill out before we talk.
Based on your situation, we compare options, explain the differences in plain language, and recommend what makes sense, never what pays us the most commission.
Once you're covered, we don't disappear. As your life changes, we review your coverage and adjust it. A new employee, a new vehicle, a new chapter.